Army Loans can be a great benefit for current and former members of the US Army. However, the amount of misinformation and ignorance about these wonderful benefits makes them scary for some. However, no matter which division you are in, there is some information that can help you with your army loan.
Question: Do I need to be stationed in the United States to get an army loan?
The answer is no. In fact, you can get an army loan from any country in the world as long as you have access to either the internet or a phone. Applications are often available on line or even over the phone. What's more, they take very little time to fill out and the answer is usually back to you very quickly. From there, you can have the money sent wherever you need it: to your family in the States, to you at your base, or to someone else you need to get the money to via Western Union, mail, or even direct deposit if you so desire. It is that easy for you.
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Question: Do I have to be currently serving to get an armed forces loan?
No you do not. Army loans are for currently active and retired military personnel. If you have served and are in good standing, then you are eligible for these quick and easy loans that are a great benefit to those who served.
Question: Can my wife take out the loan for me?
Actually, it depends. Army Loans, while only for those in the military or retired from it, can be had by those holding the power of attorney while you are away. If you are in the Marine Corps, Air Force, or even the National Guard and are away from home and have given power of attorney over to your wife, then she can absolutely apply for an receive an army loan on your behalf.
Question: How are army loans paid back?
That depends on what kind of terms you got and from whom you took the loan. With an army loan, though, you do have the added benefit of having payments removed from your paycheck each time you get one. Then you need not worry about sending in a payment or being on time when you are out of the country or in the midst of a move.
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